XRP Holds Near $1.12 After 25% Slide Across 2026

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XRP News XRP is trading near $1.12, holding above the $1.01 multi-year low it printed in late June and leaving the altcoin down more than 25% for 2026. Our reading of the tape shows the token roughly 65% below the $3.65 cycle high it set in July 2025 — a level that now looks distant. The XRP price has stabilized in a $1.05 to $1.13 band through early July after the June breakdown, even as Ripple, the payments company behind the token, posted its most productive operational year on record. That widening gap between corporate progress and price is the central tension defining the fourth-largest crypto ecosystem right now. The clearest sign of that disconnect sits on-chain. Tokenized real-world assets on the XRP Ledger crossed $3.5 billion in late June, more than triple the level at which the metric started the year, according to on-chain data. The surge in tokenized instruments — bonds, credit and cash-equivalent products issued directly on the ledger — arrived on the same days the chart broke down, a contrast that captured why holders are frustrated. Infrastructure usage is compounding while spot demand erodes. Whether that on-ledger activity eventually drags the token higher, or simply proves that utility and price have decoupled, remains the open question the market has yet to resolve. Institutional access has expanded in parallel. Spot XRP exchange-traded funds extended a net inflow streak that reached eight consecutive weeks through early July, per fund-flow disclosures. Those vehicles, which hold XRP directly and trade on regulated venues, have absorbed steady capital even as the spot price sagged — a divergence that suggests allocators are building positions into weakness rather than chasing strength. The persistence of the streak matters more than any single week’s figure: eight straight weeks of positive flows points to structural, not…

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